Aaron Skinner
#3 & #4: If you look at the reply button you should see an option for Use Rich Formatting. That will give you the option to use all the bells and whistles as well as quote other users, etc.
Hi Aaron,
You do see the "use rich formatting" option on the last post of a thread, but if you are replying to an earlier post in the thread, you have to hit the "reply" button on that post before the "use rich formatting" option is displayed. Perhaps this is what SMJ is referring to as an extra step.