Thanks to everyone for their inputs, I think I'm starting to arrive at some plan on how to deal with AMS which I can illustrate with examples:
Rule 1 - As some of you have pointed out, if you want to avoid AMS, a better and more complex kit is actually better than a simple one simply because you can do an OOB and still have a model with enough detail and accuracy that you will be happy with it OO. If I was unhappy with the Alfa unless I made my own wire wheels then I should have either built something else, or embraced the idea of making my own wheels. (I have to admit after I got through cussing and I got my eyes un-crossed that they looked pretty nice.)
My current project is a Vietnam era F-4 that arose from re-visiting my past as an AF ECM technician stationed at Ubon RTAFB Thailand. Some old colleagues re-connected with me online which inspired me to scan and restore my old slides and post them online. This next led to me starting an F-4 kit to match one of the planes I worked on. F-4 kits which used to crowd the hobby shop shelves are a little scarcer now, but at a swap meet I found an old 1/72 ESCI F-4E in a water damaged box, a Hasegawa weapons set and the old Microscale decals for 4th Tactical Fighter Wing South East Asia F-4's that were stationed at Ubon. The kit is an excellent molding and the wheel-well, cockpit, and seat details are good enough for 1/72 so I initially had no urge to add aftermarket scratch-built details. Lesson learned.
Rule 2 - If you do go into AMS, do it for a reason other than because the original kit is inadequate and then you can happily embrace it. Continuing on the F-4 from Rule 1; when I scanned the slides I found that one shot was a close up of an F-4 taxiing out that had a red star kill marking on it. I could just make out the name of the Radar Intercept Officer stenciled on the canopy frame so I thought it would be cool to try to find the crew and send them a copy of the photo. I quickly located the pilot, Fred Sheffler through the F-4 Phantom II website. He was thrilled to get the photo because he had no shots of himself in the plane, and by cosmic coincidence he got my photo on the 40th anniversary of his shooting down the Mig-21. Fred told me the splash page for the website was a photo of that same plane loaded up so I decided to duplicate the plane with my model. This is requiring me to do a little AMS because I'm creating the canopy frame stencil decals with my printer, and I could not find ALQ 71 ECM pods or CBU-52 bombs in that scale. This required me to create them by cutting up rocket launchers and bombs from the Hasegawa set, gluing and puttying the bits together, adding some scrap plastic, and home made decals. This time I wasn't feeling like I was over cooking the project because it was for the right reasons; making something cool instead of fixing something inadequate.
So thanks again to everyone. I'll post a photo of the model on FSM when I finish it.