The Quick answer is sales VOLUME.
Plastic kits are sold by the 10's of 1,000's, paper models.... aren't, so there is a market for kit-specific PE & resin.
I tend to re-scale the card kits I have built to 1/48th scale, so even then, I wouldn't be in the market for the card-kit specific PE, etc., & you could re-scale your floaty-boat things to a common scale?
Some of the Polish card kits are available with Laser cut (still card, mostly) frames & Vacform Canopies, but I don't know about ships.
I suggest you look up the Model Shipwright sites, & search for WEM especially, as there are generic PE sets for railings & stairs in the various common scales.