Good Morning John!
I feel ya! I have noticed to the disparity in prices and kit quality. But, and I say this with no acrimony toward any manufacturer. I have noticed this for over sixty years! When I got my running around done, Service to my country, building a business or two, raising kids, I got back into modeling full time. Yes! That far back!
Way back I was flummoxed that there were unheard of companies(quite common now, I might add) that did incredible stuff in the scales I usually stayed away from , except Planes. Not being a deep plane modeler,(There wasn't much offered in the civil market in constant scales), I went back to my first love, Ships, whether scratch Built or Kits.
Here too, there was a great disparity between quality and price. Even with it's flaws today, there was a Yamato for instance, Put out by a company I had Never heard of. By today's standards, somewhere in the middle in price and quality. Now there others and WOW! The detail will knock your socks off! So will the price! Cost of original materials aside!But, still not a large selection of civil vessels unless you stay in the 1/400 and such scales. Anything larger and there's Not much out there. So I still do a lot of scratch bulding and conversions if the hull suits the purpose!
You may model differently based on your skilland preferrences,Still give it all you have ina relaxed and enjoyable manner and the reward will be worth the price and time.