Try Woodland Scenics' material used for HO scale roads. For tar between panel lines, try an irrigating syringe from a medical supply place (or if you ever go to the doctor and they use one on you, or anything else for that matter, ask the doctor to give it to you rather than throw it out, I have a box of tweezers, syringes etc from my doctor) and use polly scale gloss black paint full strength and squeeze it into the cracks like caulk. Good luck.
Paul