I would not worry if I knew that the finished model's underside could not be seen at all. However, many times in show, you'll see an amazing model, then you look closer and you notice an unpainted underside, with a shiny plastic showing through... That kills! (well I think anyway). Even if I do not do the whole 9 yards, spending time and care with washes and drybrusing, I always paint the underside, just in case.