Thanks everyone, especially Scott, for the web page.
I think the root of my whole problem can be traced back to Future. I used to use an enamel clear gloss coat, out of a 12 oz spray can ("rattle can"), and when I went to remove the excess wash with alcohol, it didn't affect the clear coat. When I first tried this, I was using Tamiya acrylics (OK, water based paints) and using a cotton swab dipped in alcohol (isopropyl), and it was bringing the Future up.
I will try letting the Future dry longer, maybe a month or two...haha. Couple of days longer may do it.
On Bench: AM P-51B, Tamiya 1/48 F4U-1A
On Deck: Hasegawa F-14's (too many); Tamiya P-47D; Academy P-47N;