Hi Eric,
Again, this may come down to a "scale effect" discussion. A model in 1/72 scale with a dead flat finish would look wrong (for want of a better word) if scaled up to full size.
A semi-gloss finish is probably a more appropriate "scale" representation of the real thing. The problem is that almost universally, the paint colours which we use for camouflage only come in a flat (matt) finish. If I recall correctly, there is only a handful of paint manufacturers who make camouflage paints in a gloss or semi-gloss.
Either way, using a gloss base and then toning down with flat and semi-gloss clear coats is more or less the same as starting with a flat base coat and then adding sheen with gloss and semi-gloss clear coats.
You can also add sheen to a flat paint by mixing clear gloss (or if available, the manufacturer's own gloss medium) with the appropriate colour paint.