Putting a coat over the decals is a very good idea, it will protect your decals.
If you want a flat coat, it will always fog the windows. So you must mask the windows, you can use masking tape (for instance tamiye tape, very good stuff!) or liquid masks, which will form a rubber layer on the windows (for instance Humbrol Maskol)
I haven't used Pollyscale, but it's probably a good product.