And I quite agree that long term storage of thinned paints could be troublesome. I tend to paint in spurts (pun intended) and also tend to build similar kits at the same time. Right now I'm into muscle cars, and it is surprising how much semi-gloss black you go through. That color is one I've "pre-thinned" for spraying.
I don't think of things as cost per gallon, except those things I buy in gallon lots. HP black ink is atrociously priced, but the cost per page is fairly reasonable. Yes I can go to Staples or Kinkos and get a cheaper output cost, but my time and the fuel to get there must be factored in, and then it isn't so bad.
On the other hand the three bottles of OD I used painting a 1:48 B-17 convinced me never to build such a large bird again!