dickytoo,
I've never had this problem with Academy's decals, (in fact the ones in my M3A1 kit were excellent) but another thought just struck me. Did you say you are using Micro Sol after applying the decals? Unless you are trying to get the decal to conform over texture, you should not use Micro Sol. Micro Set is the product you should use. Mirco Set assists in bonding the decal to the model.
Also, something else. Only soak your decals in water, one at a time, for the absolute minimum time necessary to loosen them from the paper backing and apply them to the model as quickly as possible thereafter. Any further soaking, even sitting on the work bench for a few minutes while you apply another decal, serves to dissolve the decal glue.
One last thought, did you precoat the entire model or areas where the decals go with glosscoat or Future?
Hope this helps.
Enjoy your modeling...