AS regards Internet Hobbies...
I have had good experiences.
My first was for 2 models, one of which, a B6N2 Jill, was backordered when I placed my order. I feared this item was not expected anytime in the near future and once Dale at IH also determined that he immediately Refunded me the cost for the kit. I did not have to ask. (This Hasegawa 1/48 bomber was OOS everywhere including online stores in Japan!)
My most recent order was for 2 Cottage Industries Kits: USS Alligator and CSN Hunley. Dale sent me the Alligator kit immediately and personally made the effort to contact his Distributor to obtain the Hunley and he sent it out to me the as soon as he received it.
To Add to my pleasure of dealing with Dale at IH, I must mention I used their 30% off Sale code to get a great discount so I am quite pleased with the costs of $34.58 & $23.38, for the Alligator and Hunley kits, respectively . Those costs included TAX and Pro-rated Shipping. (I'm in Pa, he's in Pa... gotta pay the tax.)
A thought....
For those of you interested in Cottage Industries kits I recommend IH as a great source. His normal price is below every other seller I know. Combined with a Discount during one of the many Sales throughout the year, (...) it's a good deal!
i.e.: That Cottage Ind. 1/96 USS Monitor is currently discounted to $206.96. Get it during an IH sale and with the discount applied. You can't beat the price.
Nino.
P.S. As far as being charged up-front for items not in stock: A few of the online stores I have dealt with do it. I wish IH had a No Charge till-in-stock policy.
The Online stores are changing. Even FreeTime has adopted a new Policy: "We are being alot more selective on what we stock these days, and it really helps us to turn inventory at a much faster pace. Just not as much to look at, (In Stock), at any one given time."
Edit: Freetime is under new management since July 2020.
Edit: Italics are new edit/updates/corrections