I appreciate a model for its overall impression. It doesn't matter how much money or even time was spent on it, if it looks good. For me, it's just that simple.
While a person spending 200 dollars on all the best PE and resin bits available but producing a poor result doesn't impress me, neither does hearing a guy tell me he spent 200 hours scratchbuilding the hinges on his Tiger's loader's hatch from Coke cans and hairpins, if the model looks like crap.
It's all about the final impression, and I don't care how the modeller gets there. I've seen straight out-of-the-box builds that are much more impressive than some big-buck aftermarket extravaganzas or scratchbuilt swarays. Aftermarket goodies are no substitute for basic modelling skills and artistry.
But, all things being equal, I would like to see as much detail as possible in a model.
It takes a different set of skills to effectively manipulate PE and resin, so I'm just as impressed by masters of those mediums as I am an OOB master.
Kinda rambling here...I guess what I've tried to say here is that it doesn't matter. A beautiful model is a beautiful model, and I am just as impressed by a masterpiece created with all the bells and whistles as I am by a masterpiece created OOB.
If the underlying question here is "do you need to spend a lot of money to create a masterpiece?", well, that's easy!
NO!