Al
This is a problem no matter what type of paint you use (acrylics or enamels). I use enamels almost exclusivly but still occasionaly have the problems you describe. Think the problem is air slowly seaping in over time. Make sure the the lip of the container and the cap/lid are cleaned before putting the cap on. If you know that you are not going to use that particular paint for some time, clean the lip and cap and cover the top of the container with Saran Wrap (or a similiar substance) and then install the top. I've also found that it seems to help if you open and stir the paint every couple of month. (or as I do, put some # 7 bird shot in when I initially open the paint and then shake the container until it rattles freely - you can use BBs or small nuts with enamels but don't use them with acrylics - they rust and really screw the paint up!). As far as lumps already in the paint, you may be able to salvage some of them by thinning and straining the remaining lumps out (I use a piece of panty hose for straining)
I've been doing the above for years and have some bottles of paint that are approaching 25 yrs old and still usable (although now some of them seem to be undergoing a chemical change - getting some really strange lumping and color shifting)