PatW
I also found that when you buy the sheets, with either clear or white backing, it tells you in the pack just what you need to do, and have never looked back!
My printer has it's best register with 8 1/2" x 11" pages. Once I get the image art I want I compose it on an 8 1/2" x 11" page. Either as a file of by arranging the original on the printer glass. Then I run a copy on plain paper.
Say the decal image is 1" x 2". I cut out a piece of decal paper slightly larger, with a border of 1/4" or so on the edge that leads into the printer from the manual feed tray.
I lightly write "W" or "C" on the back with a soft pencil.
I tape the decal paper over the printed image on the larger page using tape along that border. I try not to make the piece of decal paper too small as fishing it out of the printer if it comes off during printing is a hassle, plus a waste of paper.
I run the paste up through the manual feed slot again and print. Usually the image comes out nicely placed on the piece of decal paper.
Then I let it dry for at least a day, more if I can stand it. If you rush it, the colors run and it's all wasted effort.
After it is dry, I shoot it with a coat of Testors Decal Bonder spray.
I let that dry at least a day.
I look on the back. If the decal has a "W" I know to cut around the edge of the image, or use on a white surface. That's why I avoid white decal film if I can.
If it has a "C" I just cut it out carefully to minimize the film edge.
In either case, your decal will be exactly what you cut out You can get fancy and cut through the clear coat and film but not the paper. That gives you something to hold onto.
One more thought, as this is getting long. The best way to make white numbers or letters is to write the type in outline, with the outline color the same as the model surface. That gives you a little extra to cut along and keeps the letter form sharp.
So for instance if it's a white number on a black airplane, use a black outline. Other usual suspects are blue or olive drab. Or, if you have a symmetrical image like a star or a "zero, print the image on the back of the decal paper, cut it out and flip it over.
Bill