Manstein's revenge:
And while we are on the subject, the term of "paint-chipping" to me is a very poor description of paint that is actually being "scuffed" or "abraided" down by constant foot traffic or some other abrassive force (similar to what sand-paper would do)...the paint is not actually peeling or being "chipped" off...
Good point. Paint does chip off as well, but that is mostly due to impacts with material in the air (or on the ground... as in "Oops, sorry chief"). I'm an annual member of the Tri-State Warbird Museum, and the restored WWII planes there are all fairly regularly flown. The SNJ recently hit something that left a fist-size dent in the leading edge of the port wing and chipped the paint clean off the spot and maybe an average of an inch or so around it, clear down to bare metal. Mostly, though, paint disappears on aircraft through wear, as you describe.
I know I'm an FNG around here, but, while we're on the subject - though the model-building skill I see evidenced on the 'net is absolutely spectacular, on this site and elsewhere - this whole paint-chipping thing seems to me to be a bit overdone. OK, a Marine or USAAC taking off from a coral atoll every day during sustained combat operations might get chipped to hell, and to tell that story a modeller should chip the plane up real good, but on most planes just a little actual chipping does it (leading edges of props, wings, tail, and access panels, etc. ...). Paint wear is a different matter.
This is even more true of Navy planes. While you probably can't make a carrier plane dirty enough (or, especially in WWII, faded enough or dinged-up enough), there would be very little chipping on the exterior surfaces. Bare metal and salt spray don't get along well at all, and the squadron/group/ship corrosion control officers are diligent guys. The Navy habitually paints everything, that can be painted under prevailing circumstances, all the time. While there is always foot/shoulder/leg/hand worn bare metal in the cockpit and equipment bays, there is never much to be seen on the exteriors of Navy planes, even under combat conditions. I have seen a (very) few pictures of chipped up WWII US carrier planes, and those were of planes that had been in daily combat for extended periods, and even they were not chipped that much, generally. My own experience in the Gulf of Tonkin runs even with what I am saying.