John, What you can get for your $20 is about $30 in the LHS here. Julian and I live fairly close and probably use the same LHS ('cause the others ain't local by any means).
Julian. The Universal Carrier comes in 2 different types at the momemt - 'Forced Recon' and "European Campaign'. Both have the original 1970's sprues for the 'Wesrtern desert' vehicle, which included 2 grunt figures of average quality. See this pic (the driver can't be seen):
The later issues each have a new figure sprue as well as the old ones. I have the Euro campaign one; it has 3 relaxed pose figures - one kneeling in the driver position, one having a drink from a canteen in the rear, and one standing outside the vehicle. See:
Forced recon has 3 'in action' figures all of which go in the vehicle. See:
Seeing as this vehicle is of the Guards Armoured Division, this crew will probably be in Euro Uniform, not Desert.
T3488g - a bit dark. Can you get a lighter pic?